Oregon Wildfire Lawyers
If you have been affected by wildfires in Oregon and your residential or commercial property has been damaged, you may be wondering what you can do if your insurance company is delaying your claim.
Thousands of Oregon residents have evacuated their homes to escape the wildfires that have wreaked havoc on our beautiful state. If you have been affected by wildfires in Oregon and your residential or commercial property has been damaged, you may be wondering what you can do if your insurance company is delaying your claim. How can you speed up the process and make sure you get the compensation you need and deserve?
Get A Lawyer Involved Immediately
The first thing you should do if your insurance company is delaying your wildfire property insurance claim is to get a lawyer involved right away. Lawyers have a lot of experience dealing with insurance companies and can work with you to resolve the case more quickly.
Hiring a lawyer also indicates to the insurance company that you’re serious about recovering the compensation you deserve. They may be less likely to delay your payment or deny your claim if they realize you have an experienced legal professional on your side.
Be Careful When Filling Out Forms & Paperwork
Insurance companies may use improperly filled out forms and paperwork to delay payment for your claim. An insurance company could use even an honest mistake to deny your claim or cause further delays and issues.
So be careful. Make sure you understand every form and piece of paperwork you fill out. A lawyer can also help with this, as your legal team will help you understand and fill out paperwork when filing a claim.
Prioritize Written Correspondence Over Phone Calls
Written documentation of a dispute or issue with your insurance company is much more valuable in a court of law than a phone call or an in-person conversation that you did not record. When you do have these kinds of conversations, do your best to follow up with written documentation to confirm what the insurance company said to you.
And, when possible, prioritize written correspondence like letters or emails over phone calls and in-person conversations. This helps create a “paper trail” that may be useful if you need to prove that the insurance company was delaying your claim.
Know How to Recognize “Bad Faith” Dealings From Your Insurer
Insurers are required to operate in “good faith” and do their best to resolve your claim quickly. Your claim may have been delayed for legitimate reasons – the large number of people in Oregon claiming wildfire damage due to the 2020 wildfires, for example.
However, you may recognize signs of “bad faith” dealings like unreasonable delays to your claim, poor or delayed communication, badly-implemented claims, and investigation processing, or even misrepresentations of the compensation to which you’re entitled.
Again, a lawyer can help you recognize these issues and initiate any legal actions necessary to get you the compensation you deserve.
Contact Miller & Hopp Attorneys At Law For A Consultation Today!
At Miller & Hopp Attorneys at Law, we’re legal experts – and we’re ready to fight for you and help you get the compensation you deserve. If your wildfire property insurance claim is being unfairly delayed or has been denied, contact us right away for a case consultation – and get the help you need immediately.
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